PayPal Credit

A 0% interest offer you can use again and again.

With PayPal Credit our 0% interest offer is better than just an introductory offer. Simply spend over £150 and you get 0% interest for 4 months on that purchase. The great thing is you’ll automatically get 0% for 4 months every time you spend over £150. So, if you’re planning a weekend away or fancy splashing out on a new wardrobe, PayPal Credit is the perfect way to spread the cost of those larger purchases.

It’s quick and easy to apply for PayPal Credit – all you need to do is complete a short application form and we’ll give you a decision instantly. If approved and you accept, you’ll have a credit limit attached to your PayPal account to start using straightaway at thousands of online stores.

How our 0% offer works.

Spend £150 or more in one go with PayPal Credit.

Spend £150 or more in one go with PayPal Credit.
Then automatically get 0% interest for 4 months on that purchase.*

Then automatically get 0% interest for 4 months on that purchase.*
Even better, you can use this offer again and again on every purchase over £150.

Even better, you can use this offer again and again on every purchase over £150.

Representative Example:

Representative – 17.9% APR (variable)

Purchase interest rate – 17.9% p.a. (variable)

Assumed Credit limit – £1,200

This example above illustrates the typical cost of using PayPal Credit as a standard funding method. If you take advantage of our offers and promotions, including our 0% for 4 months offer, the interest rate that applies will be lower in many circumstances.

No card. No hassle. Just credit with plenty of benefits.

Instant access

Instant access

Offer never expires

Offer never expires

Convenient way to shop

Convenient way to shop

On your side

On your side

If approved, you can start shopping straightaway with PayPal Credit.

0% interest for 4 months every single time you spend £150 or more in one go.*

PayPal Credit is accepted at thousands of online stores.

We know how busy you can be so we’ll send you payment reminders.

Pay in instalments

Pay in instalments

In safe hands

In safe hands

Easy management

Easy management

Shop faster

Shop faster

Monthly instalment offers at selected merchants so you can spread the cost over longer periods.

Your details are never shared and PayPal Buyer Protection covers your eligible purchases.

Manage your PayPal account anywhere – on your desktop, mobile or tablet.

Speed through checkout quicker and easier with just an email address and password.

Applying is simple.

1 Complete the short online application form.

2 If approved and you accept, you’ll have a credit limit attached to your PayPal account almost immediately.

3 Start spending straightaway at thousands of online stores with PayPal Credit.